:root{--blue:#0077b3;--white:#fff;--blue-03:#0077b308;--blue-06:#0077b30f;--blue-10:#0077b31a;--blue-18:#0077b32e;--blue-35:#0077b359;--shell:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--white);color:var(--blue);-webkit-font-smoothing:antialiased;margin:0;font-family:Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a{-webkit-tap-highlight-color:transparent}.shell{width:min(var(--shell), calc(100% - 48px));margin:0 auto}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.utility-bar{background:var(--blue);color:var(--white);letter-spacing:.04em;font-size:12px}.utility-inner{justify-content:space-between;align-items:center;gap:20px;min-height:38px;display:flex}.utility-links{align-items:center;gap:14px;display:flex}.utility-links a{font-weight:700}.site-header{background:var(--white);border-bottom:1px solid var(--blue-10);z-index:50;height:92px;position:sticky;top:0}.nav-wrap{justify-content:space-between;align-items:center;height:100%;display:flex}.brand{align-items:center;gap:12px;display:inline-flex}.brand-mark{background:var(--blue);width:44px;height:44px;color:var(--white);border-radius:50%;place-items:center;font:italic 700 30px/1 Georgia,serif;display:grid}.brand-copy{text-transform:uppercase;flex-direction:column;line-height:.9;display:flex}.brand-copy strong{letter-spacing:.03em;font:700 23px/1 Georgia,serif}.brand-copy small{letter-spacing:.23em;margin-top:7px;font-size:9px;font-weight:700}.nav-links{align-items:center;gap:31px;font-size:14px;font-weight:700;display:flex}.nav-links>a:not(.button){padding:9px 0;position:relative}.nav-links>a:not(.button):after{content:"";background:var(--blue);width:0;height:1px;transition:width .2s;position:absolute;bottom:3px;left:0}.nav-links>a:not(.button):hover:after,.nav-links>a:not(.button):focus-visible:after{width:100%}.nav-phone{white-space:nowrap;border-left:1px solid var(--blue-18);padding-left:20px!important}.menu-toggle{color:var(--blue);background:0 0;border:0;width:44px;height:44px;padding:10px;display:none}.menu-toggle span:not(.sr-only){background:currentColor;height:2px;margin:7px 0;display:block}.button{background:var(--blue);min-height:54px;color:var(--white);border:1px solid var(--blue);cursor:pointer;border-radius:2px;justify-content:center;align-items:center;padding:0 26px;font-size:14px;font-weight:700;transition:transform .2s,background .2s,color .2s;display:inline-flex}.button:hover,.button:focus-visible{transform:translateY(-2px)}.button-small{min-height:44px;padding:0 20px}.hero{background:var(--blue);min-height:685px;color:var(--white);position:relative;overflow:hidden}.hero:before{content:"";border:1px solid #ffffff21;border-radius:50%;width:560px;height:560px;position:absolute;top:-180px;right:-225px}.hero:after{content:"";border:1px solid #ffffff1a;border-radius:50%;width:350px;height:350px;position:absolute;bottom:-210px;left:-215px}.hero-lines{opacity:.16;background-image:linear-gradient(90deg, transparent calc(50% - 1px), var(--white) 50%, transparent calc(50% + 1px));background-size:25% 100%;position:absolute;inset:0}.hero-grid{z-index:2;grid-template-columns:1.45fr .75fr;align-items:center;gap:90px;min-height:685px;padding-top:60px;padding-bottom:60px;display:grid;position:relative}.eyebrow{letter-spacing:.18em;text-transform:uppercase;align-items:center;gap:12px;margin:0 0 25px;font-size:11px;font-weight:700;line-height:1;display:flex}.eyebrow>span{background:currentColor;width:32px;height:1px}.eyebrow.blue{color:var(--blue)}.hero h1{letter-spacing:-.035em;max-width:770px;margin:0;font:400 clamp(47px,5.2vw,76px)/.98 Georgia,Times New Roman,serif}.hero h1 em{font-weight:700}.hero-lead{max-width:645px;margin:28px 0 33px;font-size:18px;line-height:1.7}.hero-actions{align-items:center;gap:29px;display:flex}.button-white{background:var(--white);color:var(--blue);border-color:var(--white)}.text-link{padding:12px 0;font-size:14px;font-weight:700}.text-link span{margin-left:7px}.hero-trust{border-top:1px solid #ffffff4d;align-items:center;gap:19px;max-width:760px;margin-top:47px;padding-top:25px;display:flex}.trust-number{white-space:nowrap;font:700 20px/1 Georgia,serif}.trust-copy{max-width:310px;font-size:12px;line-height:1.55}.hero-address{white-space:nowrap;border-left:1px solid #ffffff4d;flex-direction:column;gap:5px;margin-left:auto;padding-left:21px;display:flex}.hero-address small{letter-spacing:.16em;text-transform:uppercase;font-size:9px;font-weight:700}.hero-address strong{font:700 13px/1.35 Georgia,serif}.coverage-card{background:var(--white);color:var(--blue);padding:39px 35px 34px;box-shadow:0 25px 70px #00416240}.card-kicker{text-transform:uppercase;letter-spacing:.2em;margin:0 0 13px;font-size:10px;font-weight:700}.coverage-card h2{letter-spacing:-.02em;margin:0 0 27px;font:700 30px/1.1 Georgia,serif}.coverage-list{border-top:1px solid var(--blue-18)}.coverage-list a{border-bottom:1px solid var(--blue-18);grid-template-columns:44px 1fr auto;align-items:center;gap:14px;min-height:92px;display:grid}.coverage-list a:hover .coverage-icon{background:var(--blue);color:var(--white)}.coverage-icon{border:1px solid var(--blue-35);border-radius:50%;place-items:center;width:38px;height:38px;font:700 15px Georgia,serif;transition:background .2s,color .2s;display:grid}.coverage-list a>span:nth-child(2){flex-direction:column;gap:5px;display:flex}.coverage-list strong{font:700 18px Georgia,serif}.coverage-list small{font-size:11px}.coverage-list b{font-size:15px}.card-note{margin:21px 0 0;font-size:11px;line-height:1.5}.carrier-strip{border-bottom:1px solid var(--blue-18)}.carrier-inner{justify-content:space-between;align-items:center;gap:35px;min-height:112px;display:flex}.carrier-inner>p{text-transform:uppercase;letter-spacing:.18em;white-space:nowrap;margin:0;font-size:10px;font-weight:700}.carrier-names{justify-content:flex-end;align-items:center;gap:34px;width:100%;display:flex}.carrier-names strong{white-space:nowrap;font:700 clamp(19px,2.2vw,27px) Georgia,serif}.carrier-names span{background:var(--blue);opacity:.45;border-radius:50%;width:4px;height:4px}.section{padding:118px 0}.section-heading h2,.independent-copy h2,.quote-copy h2,.contact-heading h2{letter-spacing:-.035em;margin:0;font:400 clamp(40px,4.7vw,64px)/1.03 Georgia,serif}.split-heading{grid-template-columns:1.1fr .7fr;align-items:end;gap:100px;margin-bottom:62px;display:grid}.split-heading>p{margin:0 0 6px;font-size:16px;line-height:1.7}.service-grid{border-top:1px solid var(--blue);border-left:1px solid var(--blue);grid-template-columns:repeat(2,1fr);display:grid}.service-card{border-right:1px solid var(--blue);border-bottom:1px solid var(--blue);background:var(--white);min-height:370px;padding:33px 36px 32px;transition:background .25s,color .25s;position:relative}.service-card:hover{background:var(--blue);color:var(--white)}.service-top{letter-spacing:.15em;justify-content:space-between;align-items:center;font-size:11px;font-weight:700;display:flex}.service-arrow{font-size:20px;font-weight:400}.service-card h3{margin:65px 0 17px;font:700 30px/1.05 Georgia,serif}.service-card>p{max-width:470px;margin:0;font-size:14px;line-height:1.65}.tag-list{flex-wrap:wrap;gap:7px;margin-top:30px;display:flex}.tag-list span{border:1px solid;border-radius:30px;padding:7px 10px;font-size:10px;font-weight:700}.coverage-footnote{margin:18px 0 0;font-size:10px;line-height:1.5}.independent-section{background:var(--blue-06)}.independent-grid{grid-template-columns:.9fr 1.1fr;align-items:center;gap:100px;display:grid}.independent-visual{background:var(--blue);min-height:570px;color:var(--white);position:relative;overflow:hidden}.visual-label{text-transform:uppercase;letter-spacing:.19em;z-index:3;font-size:10px;font-weight:700;position:absolute;top:30px;left:30px}.mountain{border-top:2px solid #fffc;border-radius:50% 45% 0 0;width:125%;height:55%;position:absolute;left:-12%;transform:rotate(-8deg)}.mountain-one{background:#ffffff17;bottom:0}.mountain-two{background:#ffffff1c;bottom:-21%;left:7%;transform:rotate(11deg)}.visual-seal{background:var(--blue);text-align:center;z-index:4;border:1px solid #fff9;border-radius:50%;flex-direction:column;justify-content:center;align-items:center;width:190px;height:190px;display:flex;position:absolute;top:48%;left:50%;transform:translate(-50%,-50%)}.visual-seal:before,.visual-seal:after{content:"";border:1px solid #fff3;border-radius:50%;position:absolute}.visual-seal:before{inset:-18px}.visual-seal:after{inset:-35px}.visual-seal strong{font:700 66px/.85 Georgia,serif}.visual-seal span{text-transform:uppercase;letter-spacing:.17em;margin-top:11px;font-size:9px;line-height:1.45}.independent-copy h2 em{font-weight:700}.lead-copy{max-width:590px;margin:30px 0 40px;font-size:17px;line-height:1.75}.benefit-list{border-top:1px solid var(--blue-18)}.benefit-list>div{border-bottom:1px solid var(--blue-18);grid-template-columns:47px 1fr;align-items:start;gap:18px;padding:20px 0;display:grid}.benefit-list>div>span{border:1px solid var(--blue-35);border-radius:50%;place-items:center;width:35px;height:35px;font-size:9px;font-weight:700;display:grid}.benefit-list p{margin:0;font-size:13px;line-height:1.55}.benefit-list strong{margin-bottom:3px;font:700 17px Georgia,serif;display:block}.quote-section{background:var(--blue);color:var(--white);padding:112px 0}.quote-grid{grid-template-columns:.85fr 1.15fr;align-items:center;gap:95px;display:grid}.quote-copy>p:not(.eyebrow){max-width:475px;margin:29px 0 36px;font-size:15px;line-height:1.75}.quote-phone{align-items:center;gap:15px;display:inline-flex}.quote-phone>span:first-child{border:1px solid #ffffff80;border-radius:50%;place-items:center;width:44px;height:44px;font-size:17px;display:grid}.quote-phone>span:last-child{flex-direction:column;gap:4px;display:flex}.quote-phone small{text-transform:uppercase;letter-spacing:.12em;font-size:10px}.quote-phone strong{font:700 21px Georgia,serif}.quote-form{background:var(--white);color:var(--blue);padding:37px 40px 32px}.form-heading{border-bottom:1px solid var(--blue-18);justify-content:space-between;align-items:baseline;padding-bottom:23px;display:flex}.form-heading span{font:700 28px Georgia,serif}.form-heading small{text-transform:uppercase;letter-spacing:.12em;font-size:10px}.form-grid{grid-template-columns:repeat(2,1fr);gap:20px 18px;margin:27px 0 23px;display:grid}.form-grid label{flex-direction:column;gap:8px;display:flex}.form-grid label>span{text-transform:uppercase;letter-spacing:.12em;font-size:10px;font-weight:700}.form-grid input,.form-grid select,.form-grid textarea{width:100%;color:var(--blue);background:var(--blue-03);border:1px solid var(--blue-18);border-radius:0;outline:none;padding:13px 14px}.form-grid input,.form-grid select{min-height:48px}.form-grid textarea{resize:vertical;min-height:100px}.form-grid input::placeholder,.form-grid textarea::placeholder{color:#0077b380}.form-grid input:focus,.form-grid select:focus,.form-grid textarea:focus{border-color:var(--blue);box-shadow:0 0 0 3px var(--blue-10)}.full-field{grid-column:1/-1}.button-submit{justify-content:space-between;width:100%}.privacy-note{margin:12px 0 0;font-size:9px;line-height:1.45}.contact-section{padding:105px 0}.contact-grid{grid-template-columns:1.25fr repeat(3,1fr);gap:40px;display:grid}.contact-heading h2{max-width:390px;font-size:clamp(36px,4vw,52px)}.contact-card{border-top:1px solid var(--blue);flex-direction:column;gap:12px;margin:0;padding-top:12px;font-size:12px;font-style:normal;line-height:1.55;display:flex}.contact-label{text-transform:uppercase;letter-spacing:.16em;margin-bottom:12px;font-size:9px;font-weight:700}.contact-card strong,.contact-primary{font:700 16px/1.45 Georgia,serif}.contact-card a:not(.contact-primary){text-underline-offset:3px;text-decoration:underline}footer{border-top:1px solid var(--blue-18)}.footer-top{justify-content:space-between;align-items:center;gap:35px;min-height:145px;display:flex}.footer-links{align-items:center;gap:29px;font-size:12px;font-weight:700;display:flex}.footer-bottom{border-top:1px solid var(--blue-18);justify-content:space-between;gap:45px;padding:20px 0 30px;font-size:9px;line-height:1.5;display:flex}.footer-bottom p{margin:0}.footer-bottom p:last-child{text-align:right;max-width:620px}@media (max-width:980px){.site-header{height:76px}.menu-toggle{display:block}.nav-links{background:var(--white);border-bottom:1px solid var(--blue-18);flex-direction:column;align-items:stretch;gap:8px;padding:24px;display:none;position:absolute;top:76px;left:0;right:0;box-shadow:0 18px 30px #0077b31f}.nav-links.is-open{display:flex}.nav-links a{padding:12px!important}.nav-phone{border-left:0;border-top:1px solid var(--blue-18);margin-top:4px;padding-top:17px!important}.hero-grid{grid-template-columns:1fr;gap:55px;padding-top:85px;padding-bottom:85px}.coverage-card{max-width:600px}.split-heading{grid-template-columns:1fr;gap:25px}.independent-grid{gap:55px}.quote-grid{grid-template-columns:1fr;gap:55px}.contact-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:720px){.shell{width:min(100% - 32px, var(--shell))}.utility-inner>span:first-child{display:none}.utility-inner{justify-content:center}.utility-links{justify-content:space-between;width:100%}.brand-copy strong{font-size:19px}.brand-mark{width:40px;height:40px;font-size:27px}.hero{min-height:auto}.hero-grid{min-height:auto;padding-top:70px;padding-bottom:70px}.hero h1{font-size:clamp(44px,13vw,61px)}.hero-lead{font-size:16px}.hero-actions{flex-direction:column;align-items:flex-start;gap:14px}.hero-trust{flex-wrap:wrap;align-items:flex-start}.hero-address{border-top:1px solid #ffffff4d;border-left:0;width:100%;margin-left:0;padding:18px 0 0}.coverage-card{padding:32px 25px 28px}.carrier-inner{flex-direction:column;align-items:flex-start;padding:30px 0}.carrier-names{flex-wrap:wrap;justify-content:flex-start;gap:18px}.carrier-names strong{font-size:19px}.carrier-names span{display:none}.section{padding:80px 0}.service-grid{grid-template-columns:1fr}.service-card{min-height:335px;padding:28px 25px}.service-card h3{margin-top:50px}.independent-grid{grid-template-columns:1fr}.independent-visual{order:2;min-height:470px}.quote-section{padding:80px 0}.quote-form{padding:30px 24px 26px}.form-heading small{display:none}.form-grid{grid-template-columns:1fr}.full-field{grid-column:auto}.contact-section{padding:80px 0}.contact-grid{grid-template-columns:1fr;gap:38px}.footer-top{flex-direction:column;align-items:flex-start;padding:45px 0}.footer-links{flex-wrap:wrap;gap:17px 24px}.footer-bottom{flex-direction:column;gap:10px}.footer-bottom p:last-child{text-align:left}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}
