Coverage built around your life, work, and property.

Frazier Insurance Agency helps individuals and businesses compare options from trusted carriers—with a local agent there to make it clear.

Since 1946Proudly rooted in Cumberland and serving our neighbors across the region.Visit us409 West Main St.
Cumberland, KY 40823

Options from names you know

ProgressiveAllstateNational General

Coverage for real life

Personal attention.
Practical protection.

Whether you’re protecting a first car, a family home, or the business you’ve built, we’ll help you understand the choices in front of you.

Protection for the vehicles that keep you moving—from everyday autos to motorcycles, boats, RVs, and more.

Straightforward coverage options for the places and belongings that matter most to you.

Flexible coverage for work vehicles, fleets, and the risks your business faces on the road.

Coverage designed to help protect your building, equipment, inventory, and day-to-day operation.

Coverage availability varies by carrier and individual circumstances. Contact our office to discuss your specific needs.

Why independent matters

Insurance can feel complicated. Our job is to listen, compare available options, and help you choose coverage with confidence.

ChoiceOptions from multiple established insurance companies.

ClarityPlain-language guidance from a local professional.

ContinuityA relationship that stays with you as your needs change.

Let’s talk coverage

Share a few details and your email app will open a ready-to-send message to our office. Prefer to talk? Call us during office hours.

Visit or call

Office409 West Main Street
Cumberland, KY 40823Get directions

Office hoursMonday–Friday
9:00 AM–5:00 PMAfter hours by appointment